Terms of Service

Last updated: March 21, 2026

1. Introduction

By accessing or using this website, submitting any forms, or providing your information through this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these Terms of Service, you must not use this website or submit your information.

You can cancel the SMS service at any time. Just text "STOP". After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at [email protected]

Carriers are not liable for delayed or undelivered messages

As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive [message frequency]. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

If you have any questions regarding privacy, please read our privacy policy:

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

No mobile information will be shared with third parties or affiliates for marketing/promotional purposes"

"Text messaging originator opt-in data and consent will not be shared with any third parties, except for aggregators and providers of the Text Message services"


2. Use of Services

You agree to use this website and any related services for lawful purposes only and in accordance with these Terms of Service. You agree not to use this website in any way that could damage, disable, overburden, or impair the website or interfere with any other party’s use of the website.

You further agree to provide information that is accurate, current, and complete when you submit any form or request through this website, and to update such information as necessary to keep it accurate, current, and complete.

3. SMS Program Description

By submitting your contact information through this website, you acknowledge and agree that you may receive SMS (text) messages from [Your Business Name] related to your request for life insurance information. These messages may include, but are not limited to, appointment confirmations and reminders, follow-up messages regarding your request, policy-related information, and customer support communications.

Data Sharing

No mobile information will be shared with third parties or affiliates for marketing/promotional purposes.

Text messaging originator opt-in data and consent will not be shared with any third parties, except for aggregators and providers of the Text Message services.

4. Message Frequency

Message frequency will vary based on your interactions with [Your Business Name], including the nature and timing of your requests, follow-up needs, and ongoing communications related to life insurance services and support.

5. Opt-Out Instructions

You may opt out of receiving SMS messages from [Your Business Name] at any time by replying "STOP" to any message you receive. After you send the SMS message "STOP," we will send you a confirmation message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us, unless you subsequently provide new consent where applicable.

If you require assistance or have questions about our SMS program, you may reply "HELP" to any message you receive, or contact us using the contact information provided below.

6. Message & Data Rates

Message and data rates may apply to any SMS messages sent to you or received by you, depending on your mobile carrier and your mobile service plan. You are solely responsible for any charges related to SMS messages, including messaging and data charges imposed by your mobile carrier.

7. Carrier Disclaimer

Mobile carriers are not liable for delayed or undelivered messages. Delivery of SMS messages is subject to effective transmission by your mobile carrier and is outside the control of [Your Business Name].

8. User Responsibilities

You agree to provide accurate, current, and complete information when using this website and when responding to any communications from [Your Business Name]. You are responsible for maintaining the confidentiality of any information associated with your use of this website and for all activities that occur under your contact details.

You agree to promptly notify [Your Business Name] of any changes to your contact information, including your mobile phone number, to ensure that communications are directed to the correct recipient.

9. Age Requirement

This website and the services offered through it are intended for use only by individuals who are at least 18 years of age. By using this website or submitting your information, you represent and warrant that you are at least 18 years old. If you are not at least 18 years old, you must not use this website or provide any information through it.

10. Privacy Policy

Your use of this website and any services provided through it is also governed by our Privacy Policy, which describes how we collect, use, and protect your information. By using this website or submitting your information, you acknowledge that you have read and understand our Privacy Policy and agree to its terms. You can review our Privacy Policy at /privacy-policy.

11. Changes to These Terms

[Your Business Name] reserves the right to modify, update, or replace these Terms of Service at any time, in its sole discretion. Any changes will be effective immediately upon posting the updated Terms of Service on this page, unless otherwise stated. Your continued use of the website after any such changes are posted constitutes your acceptance of the revised Terms of Service.

12. Contact Information

If you have any questions about these Terms of Service, our SMS program, or how your information is used, please contact us using the details below:

Business Name: Sean regan

Contact Email: [email protected]